Home Loan Underwriting Part One and Part Two
This is a three hour CPD webinar on the credit risk assessment of home loans. WE cover the following areas:
•Lesson 1: Introduction review of key policy extracts from Mortgage policy for credit unions
•Lesson 2: Discuss Central Bank Mortgage Regulations
•Lesson 3: Understand issues around self-build home loans
•Lesson 4 : Self-employed members home loan underwriting challenges
•Lesson 5 :Approach to credit assessing a home loan. Focus on mortgage affordability
•Lesson 6 : Home loan security and home loan set up costs
•Lesson 7: Assessment Framework-Pulling it all together
•Lesson 8 : Practice case studies-
We use a cases study for a first time buyer of an employed couple. The second case study is for a self-employed couple.




