Green Home Loans and Home Loan Affordability Part 1 and Part 2

Green Home Loans and Home Loan Affordability Part 1 and Part 2

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This webinar  last three hours in two parts as follows:
Part one focused on Green home loans 
•Introduction-the Paris Agreement
•Sustainable Finance Green finance/greenwashing
•Introducing ESG risk factors and the connection to credit risk
•Description of a green home loan
•What credit risks are arising from climate change
•Some common Qualifying Criteria for Green home loans
•Introducing BER certs and the connection to Green home loans
•Some benefits of living in a home with a BER A rating
•A home retro-fit example-work involved and outcome
•A review of the development of green mortgages/home loans in Ireland since 2019
•Summary credit risk considerations
•Will the demand for green home loans continue to grow-Drivers

Part two focused on home loan affordability

•Macro Factors that have impacted home loan affordability in recent years
•Review of home loan affordability factors lenders can consider
•Range of  Affordability benchmarks commonly used by lenders
•Factors that support home loan affordability
•Case Study-Self-Employed borrowers a practical examination of affordability in the context of a green mortgage-we will use this for group discussion of the issues detailed above
•Questions

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