COOKIE POLICY

Last Updated: 23 February 2026

1. Scope
   This Cookie Policy explains how Credit Knowledge Limited (“we”, “us”, “our”) uses cookies and similar technologies on our website and online learning platform (the “Site”). This Policy should be read together with our Privacy Policy.
2. Use of Cookies
   The Site uses cookies and similar technologies for operational, security, performance, analytics, functional, and promotional purposes. Cookies may be session-based (deleted when the browser is closed) or persistent (stored for a defined period).
3. Categories of Cookies
   The Site may deploy the following categories of cookies:
   (a) Strictly Necessary Cookies
   These cookies are essential for authentication, session management, security, and core platform functionality. The Site cannot operate without them. These cookies do not require consent.
   (b) Analytics and Performance Cookies
   These cookies collect information regarding usage, navigation behaviour, device and browser data, and technical performance. They are used to monitor, analyse, and improve the Site. Where required by law, these cookies are deployed only with consent.
   (c) Functional Cookies
   These cookies enable enhanced functionality and store user preferences. Where required by law, these cookies are deployed only with consent.
   (d) Advertising, Marketing and Tracking Cookies
   These cookies may be used to measure promotional effectiveness, support remarketing activities, track engagement, and deliver digital advertising across platforms. Where required by law, these cookies are deployed only with consent.
4. Third-Party Technologies
   The Site may use third-party providers for hosting, infrastructure, analytics, embedded media, security, marketing, and related services. Such providers may set or access cookies and may process technical usage data in accordance with their own policies. We do not control third-party technologies.
5. Consent and Control
   Where required by applicable law, non-essential cookies (including analytics, functional, and advertising cookies) are deployed only with user consent. Users may withdraw or modify consent at any time through the cookie management mechanism available on the Site. Most web browsers also allow cookies to be controlled, blocked, or deleted through browser settings. Disabling certain cookies may impact Site functionality. We may periodically request renewed consent to ensure preferences remain current.
6. Amendments
   We may update this Cookie Policy at any time. The current version will be published on the Site with the revised date.END.